Compound interest calculator for Switzerland from Point Capital

“The compound interest effect is the eighth wonder of the world. Those who understand it earn from it, everyone else pays for it.” A quote once said by Albert Einstein illustrates why you should know the development of interest rates and returns based on your individual situation before you actually invest.

Do your personal wealth planning now. Use our compound interest calculator to calculate your return and see at a glance what you can achieve with a professional investment.

Based on the result that the yield calculator gives you, you will receive an initial impression that can be incorporated into your investment decisions and investment strategy.

What is a yield calculator?

Compound interest is known to occur when interest is added to interest that has already been earned. The so-called compound interest effect occurs when you continuously reinvest in the income from an investment so that both the original capital and the interest earned on it earn interest in subsequent periods. The compound interest effect increases over time, as the capital grows faster and faster due to the cumulative interest.

In the context of the compound interest calculator for Switzerland, the term “interest” stands for the return achieved. Strictly speaking, it should therefore also be called “yield calculator”. However, the term compound interest calculator has sometimes been used to calculate the return. In addition to interest, returns also include many other types of income, such as capital gains and dividends.

Ultimately, the compound interest calculator for Switzerland helps you to calculate the growth rate of an investment over time. Based on your current assets, the investment horizon and the annual cost of living, you will find out how your assets will develop once with a return and once without a return.

When calculating compound interest, or rather the return, you can use the practical tool to run through various scenarios to understand how the factors mentioned influence each other. In the end, the compound interest calculator for Switzerland gives you a reliable impression of the overall development under different conditions and shows you how the return will behave in the long term. This makes it easier for you to recognize when and under what conditions you will be able to live off your investments without additional income.

Create the basis for your wealth planning now. Instead of the complicated calculation of compound interest using a formula, the compound interest calculator makes the calculation effortless.

What are the advantages of using a compound interest calculator to calculate returns?

The compound interest calculator for Switzerland has several advantages. The tool takes into account the historical average return of the world equity index MSCI World in CHF.

By entering various parameters, you will better understand long-term effects and be able to directly compare different investment options.

All the other advantages of a yield calculator:

• Simple adjustment of variables to run through different scenarios.
• Recognition of the effects of various factors on the total return.
• Graphic visual representations in real time of asset development, with return and without return over the period entered.
• No effort at all when calculating with a compound interest calculator, without a complicated formula.

How it works to calculate compound interest

We have designed the compound interest calculator for Switzerland to be as simple and handy as possible for you. The first step is to enter your key data by moving the slider to the correct value:

• Your current assets
• Investment horizon

Your annual cost of living, which includes expenses for housing, living, leisure and taxes.
If you have other sources of income than just the return on your assets, you can disregard the annual cost of living. Why? In this case, you are not taking any money out of your invested assets and can make the most of the compound interest effect.

Tip: The more precise your entries, the more meaningful the result will be.

In the second step, the graph of the compound interest calculator for Switzerland provides you with a visual presentation in real time using two graphs in one diagram. You can see how your assets in CHF or euros have developed in the period you have entered, once with a return (red graph) and once without a return (black graph).

Below you will find the exact figures, your current assets, the total expenses for living costs and the cumulative return calculated by the return calculator.

In the third step, you have the option of receiving your personal calculation of the compound interest calculator for Switzerland as a PDF directly in your e-mail inbox.

Afterwards, we at Point Capital, as experts in asset management, will be available to answer any further questions you may have and support you with our comprehensive advice to develop an individual investment strategy – from multi-asset to investment in quality stocks to a momentum strategy. You are welcome to bring your results from the compound interest calculator for Switzerland with you.