What can I afford in old age? If you invest in shares, you will have more money for the finer things in life later on. You can secure an additional pension with shares. Here is a customer example.
Finally time to explore – who wouldn’t want that? But to do so, you need to be sufficiently secure in old age. Like Sandra, who is 48 years old and divorced. Her two children are now grown up and stand on their own two feet. As a result, Sandra has been able to hit the ground running again for ten years in her job as HR manager at a medium-sized company. Since her separation, she has discovered traveling for herself. Her goal is to retire at the age of 60 and then discover the world while she is still fit.
Initial situation
Sandra recently received an inheritance of almost one million Swiss francs. Her annual income as a manager is around CHF 200,000.
The plan
Sandra has her inheritance of one million actively managed and invested in shares. She can also invest an additional CHF 50,000 each year.
She retires at the age of 60 and her original assets have more than tripled to over CHF 3′000′000 thanks to the return and annual payments.
She then leaves the money invested and actively managed with her asset manager, but no longer makes any additional annual payments.
The big plus
After just 12 years, Sandra can reap the rewards of her equity investment: she receives more than CHF 200,000 per year in additional pension from her assets. And all this without having to accept a long-term erosion of her three million in assets.
Making provision with shares: how to achieve an annual supplementary pension
Calculate your own personal pension provision for retirement. Then you will also know what you can afford in old age – exactly when you want to enjoy the finer things in life.
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