The challenge of investing money for private individuals<\/h2>\n
Many people have the goal of investing their money wisely \u2013 but between everyday life, work and family, there is little time to deal intensively with financial markets, investment strategies<\/a> or risk management.<\/p>\n Typical challenges for private investors:<\/strong><\/p>\n This is why more and more people are deciding to hand over responsibility \u2013 and entrust their assets to discreet, professional asset management<\/a>.<\/p>\n Are you unsure whether asset management is right for you? Two common models show which form of collaboration best suits your needs \u2013 depending on how much time, knowledge and decisiveness you bring to the table.[\/vc_column_text][vc_raw_html css='']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css='' text_direction='default']Good to know:<\/strong> In both models, you can invest in various instruments such as shares<\/strong>, funds<\/strong> or ETFs<\/strong> invested<\/strong><\/a> The right vehicle depends on your strategy. A good asset management company will explain the differences to you clearly, show you examples and ensure a transparent cost structure.[\/vc_column_text][nectar_btn size='medium' button_style='regular' button_color_2='Accent-Color' icon_family='none' text='Contact us now without obligation' url='https:\/\/pointcapital.ch\/en\/contact-us\/make-an-appointment\/'][vc_column_text css='.vc_custom_1753791878622{margin-top: 1em !important;}' text_direction='default']\n Why should you have your money invested? Here are your advantages at a glance:<\/p>\n In short: <\/strong>you benefit from the knowledge of the professionals \u2013 and still retain control at all times.<\/p>\n To be able to answer this question, every investor needs to take an honest look inside themselves and clarify for themselves: What can I realistically manage myself \u2013 and where do I need support in terms of content and time? This short checklist will help you to find the right form of asset management for you: <\/p>\n How familiar are you with financial topics?<\/strong><\/p>\n How much time do you have to invest?<\/strong><\/p>\n Are you new to the financial market?<\/strong><\/p>\n For newcomers<\/strong>, our recommendation is clear: Would you like to learn more about investing in the long term?<\/strong><\/p>\n Great interest, but still little experience?<\/strong> Money has to work. Putting your hands in your lap is the wrong decision. If you want to invest properly, you either have to delve deeper into financial matters yourself or make use of the knowledge of professionals. The advantages of working with a professional asset management company<\/strong> are obvious:<\/p>\n Make more of your money! We offer you the benefits of advice and discretionary asset management. Your advantage as an investor: among other things, we take care of an attractive long-term <\/strong>equity returns<\/strong><\/a> \u2013 and you can concentrate on other things in life. Do you have any further questions?[\/vc_column_text][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' bg_color='rgba(63,75,111,0.2)' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' overflow='visible' class='border-box' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none' shape_type=''][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid']\n
Have money invested: Advice or discretionary management?<\/h2>\n
\nWith discretionary asset management, clients also benefit from special conditions with custodian banks<\/strong>, which the management negotiates based on its volume. These benefits noticeably reduce the overall costs of the investment \u2013 an often underestimated advantage that you do not benefit from with sole investment advice<\/a>. <\/p>\nAdvantages of working with a professional asset management company \u2013 having money invested<\/h2>\n
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\nYour portfolio is tailored precisely to your goals and risk appetite.<\/li>\n
\nRegular adjustments ensure stability and potential returns.<\/li>\n
\nTake advantage of investments that are often closed to private investors.<\/li>\n
\nClear fee structure, regular reports \u2013 no surprises.<\/li>\n
\nYou save time \u2013 and gain security and clarity.<\/li>\n<\/ul>\nWhich asset management is right for my investment?<\/h2>\n
\n
\n\u2192 Discretionary asset management is ideal: it takes the pressure off you and protects you from typical rookie mistakes.<\/li>\n
\n\u2192 A consulting mandate<\/strong> can be useful: you make decisions yourself and actively gain experience.<\/li>\n<\/ol>\n\n
\n\u2192 The discretionary investment solution investment solution<\/strong><\/a> takes care of these tasks for you \u2013 efficiently and reliably.<\/li>\n
\n\u2192 An advisory model<\/strong> enables direct influence \u2013 but requires ongoing commitment.<\/li>\n<\/ol>\n
\n\u2192 Discretionary asset management<\/strong> saves time, nerves and protects against costly investment mistakes.
\nAnd if you want to get started yourself in the long term<\/strong>, you can virtually warm up: This is because you receive regular portfolio reports from your asset manager and can securely track the decisions the professional has made for you via your e-banking account.<\/p>\n
\n\u2192 Discretionary asset management<\/strong> is an ideal way to get started: you hand over responsibility \u2013 and learn along the way.<\/p>\nInvesting money for beginners & advanced investors<\/h2>\n
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<\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none' box_sub_title='Whitepaper' box_title='Welche Geldanlage ist die beste?' box_description='In diesem Whitepaper erfahren Sie\u2026<\/p>\n