{"id":7922,"date":"2023-08-14T17:23:47","date_gmt":"2023-08-14T15:23:47","guid":{"rendered":"https:\/\/pointcapital.ch\/vested-benefits-tailor-made-pension-solutions\/"},"modified":"2025-11-24T16:37:02","modified_gmt":"2025-11-24T15:37:02","slug":"vested-benefits-tailor-made-pension-solutions","status":"publish","type":"post","link":"https:\/\/pointcapital.ch\/en\/vested-benefits-tailor-made-pension-solutions\/","title":{"rendered":"Vested benefits \u2013 tailor-made pension solutions"},"content":{"rendered":"[vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' el_class='b-subheading' text_direction='default']Make more of your assets from your vested benefits and invest this money profitably in the long term. Unlike your pension fund assets, you can invest the assets in your vested benefits account according to your needs.<\/p>\n<p>At Point Capital, we have tailor-made solutions for you and take care of the active management of your pension assets. Put your pension provision in professional hands and look forward to a financially carefree life \u2013 book a consultation now![\/vc_column_text][image_with_animation image_url='2958\u2033 image_size='full' max_width='100%' max_width_mobile='default' animation_type='entrance' animation='Fade In' animation_easing='default' animation_movement_type='transform_y' hover_animation='none' alignment='' border_radius='none' box_shadow='none' image_loading='default'][vc_column_text css='' text_direction='default']\n<h2>What are vested benefits?<\/h2>\n<p>Vested benefits, also known as vested benefits, are part of the occupational benefit scheme in Switzerland. They are therefore part of the second pillar of the Swiss BVG social insurance system.<\/p>\n<p>If you leave a company for various reasons but do not have a new employer, the pension fund assets you have saved up to now will be transferred to a vested benefits account. You can think of it as a kind of parking lot where your personal assets are parked for retirement until you have a new employer. This solution ensures that your pension capital remains protected and preserved even during career transition phases.<\/p>\n<h3>Reasons for opening a vested benefits account<\/h3>\n<p>The reasons for opening a vested benefits account are varied and particularly relevant for <a href=\"https:\/\/pointcapital.ch\/en\/private-investors\/\">private investors<\/a>:<\/p>\n<ul>\n<li>You are temporarily or for a longer period no longer in gainful employment.<\/li>\n<li>You are leaving Switzerland.<\/li>\n<li>You become self-employed.<\/li>\n<li>You have changed employer and cannot transfer the entire amount to the new pension fund.<\/li>\n<li>You are entitled to a portion of your spouse's pension fund assets as part of divorce proceedings.<\/li>\n<\/ul>\n<p>Point Capital advises you on the ideal investment strategies for your individual situation. Our comprehensive <a href=\"https:\/\/pointcapital.ch\/en\/advisor\/\">guide<\/a> also provides you with lots of valuable information on the subject of investing.[\/vc_column_text][vc_column_text css='' text_direction='default']\n<h2>Our vested benefits solutions at a glance<\/h2>\n<p>At Point Capital, we focus on your wishes and requirements. That's why we offer you various solutions to invest your vested benefits securely.<\/p>\n<h3>Professional asset management<\/h3>\n<p>Our financial experts at Point Capital understand how important your vested benefits assets are to your long-term financial success. Our experts have the necessary know-how and experience to ensure your <a href=\"https:\/\/pointcapital.ch\/en\/?p=5731\">asset management<\/a> is profitable and professional in the long term. We ensure that <a href=\"https:\/\/pointcapital.ch\/en\/?p=6871\">common investor mistakes<\/a> are avoided and that your assets are optimally deployed.<\/p>\n<h3>Customized investment strategies<\/h3>\n<p>Everyone has different financial goals and a varying risk appetite. Our pension specialists work closely with you to determine the right <a href=\"https:\/\/pointcapital.ch\/en\/investment-strategy\/\">investment strategy<\/a> (BVV2-compliant) for you. This strategy takes your goals into account while ensuring financial security.<\/p>\n<h3>Transparency and reliability<\/h3>\n<p>We provide you with online access to your vested benefits account (custody account), just like a bank. This gives you full transparency about the performance of your vested benefits assets at all times. Our experts follow a structured and disciplined investment process. Our active risk management coupled with a systematic investment approach gives you the security and reliability you need.<\/p>\n<h2>Performance for your pension provision: investing vested benefits correctly<\/h2>\n<p>Especially in difficult economic times, investors fear that they will suffer losses. At Point Capital, we understand our investors' concerns and consistently reduce the risk of loss. Through proven and balanced investment solutions, such as our multi-asset strategies, we achieve attractive long-term returns for our clients.<br \/>\nWith our experts, you can carefully weigh up the risks and potential returns on the stock market to find a balanced investment strategy that suits you and your pension assets.<\/p>\n<h2>Invest vested benefits money now with Point Capital<\/h2>\n<p>Make more of your pension assets \u2013 for your financial independence. Our experts will be happy to advise you personally on all your questions relating to vested benefits.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' bg_color='rgba(63,75,111,0.2)' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' overflow='visible' class='border-box' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none' shape_type=''][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 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