{"id":8195,"date":"2021-02-22T15:13:47","date_gmt":"2021-02-22T14:13:47","guid":{"rendered":"https:\/\/pointcapital.ch\/customer-story-more-time-for-travel-with-shares-for-a-supplementary-pension\/"},"modified":"2025-11-26T12:38:52","modified_gmt":"2025-11-26T11:38:52","slug":"customer-story-more-time-for-travel-with-shares-for-a-supplementary-pension","status":"publish","type":"post","link":"https:\/\/pointcapital.ch\/en\/customer-story-more-time-for-travel-with-shares-for-a-supplementary-pension\/","title":{"rendered":"Customer story: More time for travel \u2013 with shares for a supplementary pension"},"content":{"rendered":"[vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text el_class='b-subheading']What can I afford in old age? If you invest in shares, you will have more money for the finer things in life later on. You can secure an additional pension with shares. Here is a customer example.[\/vc_column_text][vc_row_inner column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' text_align='left' row_position='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' pointer_events='all'][vc_column_inner column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' overflow='visible' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default']Finally time to explore \u2013 who wouldn't want that? But to do so, you need to be sufficiently secure in old age. Like Sandra<\/strong>, who is 48 years old and divorced. Her two children are now grown up and stand on their own two feet. As a result, Sandra has been able to hit the ground running again for ten years in her job as HR manager at a medium-sized company. Since her separation, she has discovered traveling for herself. Her goal is to retire at the age of 60 and then discover the world while she is still fit.<\/p>\n

Initial situation<\/strong><\/p>\n

Sandra recently received an inheritance of almost one million Swiss francs. Her annual income as a manager is around CHF 200,000.[\/vc_column_text][vc_column_text css='' text_direction='default']The plan<\/strong><\/p>\n

Sandra has her inheritance of one million actively managed and invested<\/a> in shares. She can also invest an additional CHF 50,000 each year.<\/p>\n

She retires at the age of 60 and her original assets have more than tripled to over CHF 3\u2032000\u2032000 thanks to the return and annual payments.<\/p>\n

She then leaves the money<\/a> invested and actively managed with her asset manager, but no longer makes any additional annual payments.<\/p>\n

The big plus <\/strong><\/p>\n

After just 12 years, Sandra can reap the rewards of her equity investment: she receives more than CHF 200,000 per year in additional pension from her assets. And all this without having to accept a long-term erosion of her three million in assets.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][divider line_type='No Line' custom_height='50px'][vc_row_inner column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' text_align='left' row_position='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' pointer_events='all'][vc_column_inner column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' overflow='visible' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text]Making provision with shares: how to achieve an annual supplementary pension<\/strong>[\/vc_column_text][image_with_animation image_url='1079\u2033 image_size='full' max_width='100%' max_width_mobile='default' animation_type='entrance' animation='Fade In' animation_easing='default' animation_movement_type='transform_y' hover_animation='none' alignment='' border_radius='none' box_shadow='none' image_loading='default'][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' text_align='left' row_position='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' pointer_events='all'][vc_column_inner column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' overflow='visible' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text]Calculate your own personal pension provision for retirement. Then you will also know what you can afford in old age \u2013 exactly when you want to enjoy the finer things in life.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' bg_color='rgba(63,75,111,0.2)' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' overflow='visible' class='border-box' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none' shape_type=''][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid']

Pension calculator<\/p>

Calculate your personal pension plan<\/h3>
Can you maintain your standard of living in retirement? What would a professional investment strategy yield for you? Calculate your personal retirement savings.<\/div><\/div>Start the pension calculator<\/a><\/div>
\"Pension<\/div><\/div><\/div>[\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"

What can I afford in old age? If you invest in shares, you will have more money for the finer things in life later on. You can secure an additional pension with shares. Here is a customer example. <\/p>\n","protected":false},"author":1,"featured_media":8203,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"wds_primary_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[304],"tags":[],"class_list":{"0":"post-8195","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-private-investors"},"acf":[],"_links":{"self":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts\/8195","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/comments?post=8195"}],"version-history":[{"count":4,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts\/8195\/revisions"}],"predecessor-version":[{"id":8714,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts\/8195\/revisions\/8714"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/media\/8203"}],"wp:attachment":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/media?parent=8195"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/categories?post=8195"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/tags?post=8195"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}