{"id":8307,"date":"2020-10-27T10:43:18","date_gmt":"2020-10-27T09:43:18","guid":{"rendered":"https:\/\/pointcapital.ch\/is-gold-a-safe-haven-for-retirement-planning\/"},"modified":"2025-12-12T16:42:10","modified_gmt":"2025-12-12T15:42:10","slug":"is-gold-a-safe-haven-for-retirement-planning","status":"publish","type":"post","link":"https:\/\/pointcapital.ch\/en\/is-gold-a-safe-haven-for-retirement-planning\/","title":{"rendered":"Is gold a safe haven for retirement planning?"},"content":{"rendered":"[vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_row_inner column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' text_align='left' row_position='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' pointer_events='all'][vc_column_inner column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' overflow='visible' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' el_class='b-subheading' text_direction='default']Investing in gold is seen as a safe investment and protection against inflation in times of crisis. But gold doesn't always shine. Why the precious metal is not as attractive as shares.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' text_align='left' row_position='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' pointer_events='all'][vc_column_inner column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' overflow='visible' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default']Gold is considered by many to be a safe haven \u2013 especially in times of crisis. After all, the precious metal is obviously stable and therefore protects against loss of value, i.e. inflation. Many are concerned that money could become less valuable due to monetary policy: This is because central banks are pumping a lot of liquidity into the markets.<\/p>\n<p>Point Capital is your trusted expert in the field of asset management. We will show you how you can invest your assets securely, profitably and for the long term \u2013 make an appointment with our advisors now![\/vc_column_text][vc_column_text css='' text_direction='default']\n<h2>How does money invested in gold perform?<\/h2>\n<p>How safe and attractive is gold really for investors who want to make provisions with it? A detailed analysis shows: Gold investments have rarely been really worthwhile compared to other forms of investment \u2013 such as buying shares. Equities and corporate bonds yield better returns than gold in the medium and long term.[\/vc_column_text][image_with_animation image_url='4092\u2033 image_size='full' max_width='100%' max_width_mobile='default' animation_type='entrance' animation='None' animation_movement_type='transform_y' hover_animation='none' alignment='' border_radius='none' box_shadow='none' image_loading='default'][vc_column_text css='' text_direction='default']\n<h3>Investing money in gold: how the practice developed<\/h3>\n<p>Incidentally, it is very exciting to follow the history of the gold price over the last 120 years. Who would have thought that gold was so unattractive for a long time after 1980 that the 'New York Times' removed the gold quotation from its business section. It was thought that no one would ever want to buy gold again! Given the price of gold today, this is no longer possible.<\/p>\n<p>And yet: gold only shines for investors to a limited extent. That's why we at <a href=\"https:\/\/pointcapital.ch\/en\/\">Point Capital<\/a> have summarized the most important facts for you: You can find out everything you need to know about gold as an investment and various relevant <a href=\"https:\/\/pointcapital.ch\/en\/investment-strategy\/\">investment strategies<\/a> in our guide.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' bg_color='rgba(63,75,111,0.2)' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' class='border-box' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none' shape_type=''][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid']<div class=\"vc_row-fluid box-element-row whitepaper-box\" style=\"text-align:left\"><div class=\"box-body\"><div class=\"box-body-inner-wrapper\"><div class=\"box-body-inner\"><p class=\"box-sub-title\">Counselor<\/p><h3 class=\"box-title\">Is gold a good investment?<\/h3><div class=\"box-content\">In this guide you will learn\u2026<\/p>\n<ul>\n<li>when investing in gold makes sense and when it doesn't.<\/li>\n<li>what the gold price development of recent years and decades shows us.<\/li>\n<li>why gold can't compete with other asset classes.<\/li>\n<\/ul>\n<p><\/div><\/div><a style=\"background-color:#3f4b6f;color:#ffffff\" class=\"custom-box-btn \" href=\"https:\/\/pointcapital.ch\/en\/contact-us\/whitepaper-is-gold-a-good-investment\/\"  ><img decoding=\"async\" src=\"https:\/\/pointcapital.ch\/wp-content\/themes\/salient-child\/img\/arrow-btn.svg\" \/>Download now<\/a><\/div><div class=\"box-image\"><img decoding=\"async\" src=\"https:\/\/pointcapital.ch\/wp-content\/uploads\/2021\/04\/PCG_Whitepaper_4.png\" width=\"100%\" alt=\"Counselor\"><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default']\n<h2>Is gold suitable for retirement provision?<\/h2>\n<p>If you want to <a href=\"https:\/\/pointcapital.ch\/en\/private-investors\/asset-investment\/\">make provisions<\/a> for old age, you should bear in mind that gold does not perform so well in the long term compared to other asset classes. There are various reasons for this:<\/p>\n<ul>\n<li><strong>No added value<\/strong>: The precious metal gold does not change and therefore creates no added value. Your assets stagnate.<\/li>\n<li><strong>No regular income: <\/strong>Gold does not generate regular income such as returns or interest.<\/li>\n<li><strong>Price volatility: <\/strong>The price of gold can fluctuate greatly, which does not make it a stable investment.<\/li>\n<li><strong>Regular costs:<\/strong> Physical gold must be taken care of \u2013 investors must expect regular costs for secure storage and insurance.<\/li>\n<\/ul>\n<p>Gold is therefore not the ideal retirement provision \u2013 especially if you are looking for financial security and freedom.<\/p>\n<p>The situation is quite different with <a href=\"https:\/\/pointcapital.ch\/en\/tag\/shares\/\">shares<\/a>. This is because companies that are listed on the <a href=\"https:\/\/pointcapital.ch\/en\/?p=5844\">stock exchange<\/a> and issue shares continue to develop their products and bring innovations to the market. They can expand and thus create real added value. Their enterprise value increases \u2013 and with it the value of their shares.[\/vc_column_text][vc_column_text css='' text_direction='default']\n<h2>Invest in more than just gold with Point Capital<\/h2>\n<p>Our experts will advise you on all aspects of asset management and <a href=\"https:\/\/pointcapital.ch\/en\/retirement-provision-through-shares-opportunities-and-prospects\/\">retirement planning with shares<\/a>. We will show you how to invest responsibly in gold investments and when you are better advised to buy securities. With us at your side, you will achieve attractive returns. Rely on Point Capital to invest your assets wisely in gold and shares![\/vc_column_text][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>Investing in gold is seen as a safe investment in times of crisis, as protection against inflation. But gold does not always shine. 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