{"id":8988,"date":"2025-12-03T08:14:16","date_gmt":"2025-12-03T07:14:16","guid":{"rendered":"https:\/\/pointcapital.ch\/fund-investment-solution-investing-without-a-separate-mandate\/"},"modified":"2026-07-07T10:20:18","modified_gmt":"2026-07-07T08:20:18","slug":"fund-investment-solution","status":"publish","type":"post","link":"https:\/\/pointcapital.ch\/en\/fund-investment-solution\/","title":{"rendered":"Fund investment solution: The Point Capital Navigator Fund"},"content":{"rendered":"[vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default' el_class='b-subheading']With Point Capital's fund solution, the Navigator Fund, you can invest professionally, diversified and efficiently \u2013 without having to enter into an individual asset management mandate. Our investment funds provide easy access to an actively managed investment strategy that is designed to successfully navigate different market phases and generate attractive long-term returns.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default']\n<h2>Our fund solution<\/h2>\n[\/vc_column_text][fancy_box box_style='color_box_hover' icon_family='none' image_url='9142\u2033 link_new_tab='true' color='accent-color' color_box_hover_overlay_opacity='default' box_alignment='left' border_radius='default' image_loading='default' css='.vc_custom_1765986598601{padding-top: -1000px !important;padding-bottom: -1000px !important;}' link_url='https:\/\/vpfs.vpfundsolutions.vpbank.com\/documents\/dailyFactsheet\/LU0583074082\/de_CH']\n<h3>Navigator Fund<\/h3>\n<h4>Global Opportunities; Adaptive Cross-Asset Strategy<\/h4>\n<p>The Navigator Fund is our multi-asset flex strategy designed to generate stable risk-adjusted returns in different market environments.<\/p>\n<p><em>> Proven track record with above-average results for 10 years<\/em>[\/fancy_box][toggles style='default' border_radius='none'][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='The strategy of the Navigator Fund'][vc_column_text css='' text_direction='default']The strategy combines:<\/p>\n<ul>\n<li>Global diversification via <a href=\"https:\/\/pointcapital.ch\/en\/quality-shares-the-best-choice-for-your-investment\/\">quality equities<\/a>, bonds, alternative investments and liquidity<\/li>\n<li>Flexible active risk management<\/li>\n<li>Dynamic allocation that continuously adapts to market changes<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='About the investment process'][vc_column_text css='' text_direction='default']We also take these elements into account:<\/p>\n<ul>\n<li><strong>Contrarian positions<\/strong><br \/>\nWe are prepared to swim against the crowd and buy unpopular segments of a market. We do this when we are convinced that a segment will regain investor favor and when there is exaggeration in the market.<\/li>\n<li><strong>Keeping volatility under control<\/strong><br \/>\nWe do not hold very large positions and are broadly diversified. We prefer a combination of various factors. To this end, we use fundamental, quantitative and technical analyses.<\/li>\n<li><strong>Disciplined re-balancing<\/strong><br \/>\nWe regularly adjust our positions and realize profits when prices rise sharply. In this way, we try to avoid the extremes of fear and exuberance and instead profit from both.<\/li>\n<li><strong>Avoid index replication<\/strong><br \/>\nWe do not follow a fixed index and thus avoid cluster risks. We prioritize quality over size.<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='Navigator fund details'][vc_column_text css='' text_direction='default']The fund details at a glance:<\/p>\n<ul>\n<li>Strategy: Multi-Asset, active<\/li>\n<li>ISIN: <strong>LU0583074082<\/strong><\/li>\n<li>Investment universe: global, flexible<\/li>\n<li>Objective: long-term stable asset growth with controlled risk<\/li>\n<\/ul>\n[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][\/toggles][nectar_btn size='small' open_new_tab='true' button_style='regular' button_color_2='Accent-Color' icon_family='none' nofollow='true' text='Download current factsheet' url='https:\/\/vpfs.vpfundsolutions.vpbank.com\/documents\/dailyFactsheet\/LU0583074082\/en_GB'][nectar_btn size='small' open_new_tab='true' button_style='regular' button_color_2='Accent-Color' icon_family='none' text='Factsheet previous month' url='https:\/\/pointcapital.ch\/wp-content\/uploads\/2026\/07\/Factsheet_LU0583074082_Juni26_EN.pdf'][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default']\n<h2>How does a fund solution work?<\/h2>\n<p>A fund solution pools the capital of many investors in a regulated investment vehicle that is actively managed by professional portfolio managers such as Point Capital.<\/p>\n<p>You benefit from this collective structure:<\/p>\n<ul>\n<li>a structured, rule-based investment<\/li>\n<li>a broad global diversification<\/li>\n<li>clearly defined risk models<\/li>\n<li>Transparent information and reports<\/li>\n<\/ul>\n<p>For you, this means You invest conveniently in a complete investment strategy without having to select individual securities yourself or constantly monitor the markets.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][image_with_animation image_url='9142\u2033 image_size='full' max_width='100%' max_width_mobile='default' animation_type='entrance' animation='None' animation_movement_type='transform_y' hover_animation='none' alignment='' border_radius='none' box_shadow='none' image_loading='default'][vc_column_text css='' text_direction='default']\n<h2>The advantages<\/h2>\n[\/vc_column_text][toggles style='default' border_radius='none'][toggle color='Extra-Color-2\u2033 heading_tag='default' heading_tag_functionality='default' title='Simple & efficient implementation'][vc_column_text css='' text_direction='default']With just one transaction, you invest in a comprehensively diversified strategy.[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='default' heading_tag_functionality='default' title='Professional management'][vc_column_text css='' text_direction='default']Actively managed investment strategies based on sound analyses and many years of market experience.[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='default' heading_tag_functionality='default' title='High transparency'][vc_column_text css='' text_direction='default']Regular factsheets and reports ensure full traceability.[\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='default' heading_tag_functionality='default' title='Regulated & safe'][vc_column_text css='' text_direction='default']Our funds comply with strict regulatory requirements and offer the highest level of investor protection.[\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='default' heading_tag_functionality='default' title='High liquidity'][vc_column_text css='' text_direction='default']As a rule, fund units can be bought and sold daily.[\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='default' heading_tag_functionality='default' title='Savings and subscription plans'][vc_column_text css='' text_direction='default']Ideal for systematic asset accumulation or regular payouts in the withdrawal phase.[\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='default' heading_tag_functionality='default' title='Suitable for private & institutional investors'][vc_column_text css='' text_direction='default']Scalable for different investment volumes.[\/vc_column_text][\/toggle][\/toggles][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default']\n<h2>Conclusion \u2013 fund-based investment solutions such as the Navigator Fund as an efficient investment approach<\/h2>\n<p>Our fund solution offers an ideal way to invest professionally and in a structured manner \u2013 regardless of whether you want to build up, diversify or hedge your assets over the long term. With a high degree of flexibility, clear processes and active risk management, it is a suitable solution for many investors.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' bg_color='rgba(63,75,111,0.2)' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none' gradient_type='default' shape_type=''][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid']<div class=\"vc_row-fluid box-element-row partner-box\" style=\"text-align:left\"><div class=\"box-body\"><div class=\"box-body-inner-wrapper\"><div class=\"box-body-inner\"><p class=\"box-sub-title\">Beratungstermin<\/p><h3 class=\"box-title\">Erfahren Sie mehr und lassen Sie sich pers\u00f6nlich beraten \u2013 kostenlos und unverbindlich.<\/h3><div class=\"box-content\"><\/div><\/div><a style=\"background-color:#3f4b6f;color:#ffffff\" class=\"open-termin custom-box-btn open-termin-popup\" href=\"#\"  ><img decoding=\"async\" src=\"https:\/\/pointcapital.ch\/wp-content\/themes\/salient-child\/img\/arrow-btn.svg\" \/>Jetzt Termin vereinbaren<\/a><\/div><div class=\"box-image\"><img decoding=\"async\" src=\"https:\/\/pointcapital.ch\/wp-content\/uploads\/2021\/03\/Bild_CTA_Beratungstermin.png\" width=\"100%\" alt=\"Beratungstermin\"><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default' background_color_opacity='1\u2033 background_hover_color_opacity='1\u2033 column_backdrop_filter='none' column_shadow='none' column_border_radius='none' column_link_target='_self' column_position='default' gradient_direction='left_to_right' overlay_strength='0.3\u2033 width='1\/1\u2033 tablet_width_inherit='default' animation_type='default' bg_image_animation='none' border_type='simple' column_border_width='none' column_border_style='solid'][vc_column_text css='' text_direction='default']\n<h2>FAQ on the investment solution with investment funds<\/h2>\n[\/vc_column_text][toggles style='default' border_radius='none'][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='How does a fund solution differ from an asset management mandate?'][vc_column_text css='' text_direction='default']A fund solution is a standardized investment vehicle, while an asset management mandate is individually tailored to the personal situation. The fund solution is based on clearly defined fund strategies that are implemented in the same way for all investors. A mandate, on the other hand, offers individual weightings, special preferences and an even finer investment focus.[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='How does a fund differ from an ETF?'][vc_column_text css='' text_direction='default']An actively managed fund pursues a targeted strategy, while an ETF (exchange-traded fund) usually passively tracks an index. Our fund solutions are active, which means that the management makes investment decisions on an ongoing basis, adjusts the weightings and exploits market opportunities. In addition, investment funds are traded at NAV, while ETF prices fluctuate intraday.[\/vc_column_text][vc_column_text][\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='Who is suitable for a fund solution?'][vc_column_text css='' text_direction='default']A fund solution is suitable for investors who wish to invest professionally without choosing an individual mandate. It is suitable for private investors for long-term wealth accumulation or private pension provision as well as for institutional needs. The structure of an <a href=\"https:\/\/pointcapital.ch\/en\/this-is-how-we-go-about-investing\/\">investment solution<\/a> with funds facilitates systematic investing with clear strategies.[\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='How flexible am I with deposits and withdrawals?'][vc_column_text css='' text_direction='default']Fund solutions offer a high degree of flexibility, as deposits and withdrawals are possible at any time. Savings plans or regular payout models can also be used. This structure enables dynamic adjustment of the investment strategy to personal life phases.[\/vc_column_text][\/toggle][toggle color='Extra-Color-2\u2033 heading_tag='h3\u2033 heading_tag_functionality='default' title='What are the costs?'][vc_column_text css='' text_direction='default']The costs of a fund solution are fully regulated and transparently disclosed in the fund. There are no separate mandate fees, as management, strategy and monitoring are already included in the fund structure. The total expense ratio (TER) clearly shows the actual costs incurred for the fund investment solution.[\/vc_column_text][\/toggle][\/toggles][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type='in_container' full_screen_row_position='middle' column_margin='default' column_direction='default' column_direction_tablet='default' column_direction_phone='default' scene_position='center' text_color='dark' text_align='left' row_border_radius='none' row_border_radius_applies='bg' row_position_desktop='default' row_position_tablet='inherit' row_position_phone='inherit' overflow='visible' overlay_strength='0.3\u2033 gradient_direction='left_to_right' shape_divider_position='bottom' bg_image_animation='none'][vc_column column_padding='no-extra-padding' column_padding_tablet='inherit' column_padding_phone='inherit' column_padding_position='all' flex_gap_desktop='10px' column_element_direction_desktop='default' column_element_spacing='default' desktop_text_alignment='default' tablet_text_alignment='default' phone_text_alignment='default'\u2026<\/p>\n","protected":false},"author":6,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"wds_primary_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[285],"tags":[],"class_list":["post-8988","post","type-post","status-publish","format-standard","category-investment-strategy"],"acf":[],"_links":{"self":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts\/8988","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/comments?post=8988"}],"version-history":[{"count":30,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts\/8988\/revisions"}],"predecessor-version":[{"id":9619,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/posts\/8988\/revisions\/9619"}],"wp:attachment":[{"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/media?parent=8988"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/categories?post=8988"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pointcapital.ch\/en\/wp-json\/wp\/v2\/tags?post=8988"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}