{"id":8128,"date":"2021-02-26T15:51:36","date_gmt":"2021-02-26T14:51:36","guid":{"rendered":"https:\/\/pointcapital.ch\/temoignage-dun-client-les-actions-permettent-de-consacrer-plus-de-temps-aux-loisirs\/"},"modified":"2025-11-19T11:17:17","modified_gmt":"2025-11-19T10:17:17","slug":"temoignage-dun-client-les-actions-permettent-de-consacrer-plus-de-temps-aux-loisirs","status":"publish","type":"post","link":"https:\/\/pointcapital.ch\/fr\/temoignage-dun-client-les-actions-permettent-de-consacrer-plus-de-temps-aux-loisirs\/","title":{"rendered":"T\u00e9moignage d'un client : les actions permettent de consacrer plus de temps aux loisirs"},"content":{"rendered":"[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3\u2033 gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1\u2033 background_hover_color_opacity=\u00a0\u00bb1\u2033 column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3\u2033 width=\u00a0\u00bb1\/1\u2033 tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text el_class=\u00a0\u00bbb-subheading\u00a0\u00bb]Comment puis-je vivre de mon patrimoine aujourd'hui sans devoir continuer \u00e0 travailler ? C'est possible avec les actions. Cet exemple de client montre comment gagner r\u00e9guli\u00e8rement de l'argent en bourse.[\/vc_column_text][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_position=\u00a0\u00bbdefault\u00a0\u00bb row_position_tablet=\u00a0\u00bbinherit\u00a0\u00bb row_position_phone=\u00a0\u00bbinherit\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb pointer_events=\u00a0\u00bball\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1\u2033 background_hover_color_opacity=\u00a0\u00bb1\u2033 column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3\u2033 width=\u00a0\u00bb1\/1\u2033 tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text]Si vous avez r\u00e9ussi \u00e0 d\u00e9velopper une entreprise, vous en viendrez peut-\u00eatre un jour \u00e0 vouloir profiter des fruits de votre travail plus t\u00f4t que d'habitude : pour avoir plus de temps libre et pour profiter des bonnes choses de la vie. Avec <g id=\"gid_0\">les actions<\/g>, il est possible de vivre de son patrimoine. Un exemple de client anonyme montre comment cela fonctionne :  <\/p>\n<p>Markus est un entrepreneur. Il a cr\u00e9\u00e9 et dirig\u00e9 avec succ\u00e8s une soci\u00e9t\u00e9 informatique pendant 25 ans et emploie aujourd'hui 35 personnes. Mais \u00e0 53 ans, il en a assez des affaires op\u00e9rationnelles. Il se passionne pour le VTT et part volontiers en randonn\u00e9e avec des amis.   <\/p>\n<p>Il aime \u00e9galement jouer au golf. Une passion qu'il partage avec sa femme. Jusqu'\u00e0 pr\u00e9sent, le temps lui a toujours manqu\u00e9. Il ne lui restait que quelques semaines pour faire une partie de golf.[\/vc_column_text][image_with_animation image_url=\u00a0\u00bb2653\u2033 image_size=\u00a0\u00bbfull\u00a0\u00bb animation_type=\u00a0\u00bbentrance\u00a0\u00bb animation=\u00a0\u00bbFade In\u00a0\u00bb animation_easing=\u00a0\u00bbdefault\u00a0\u00bb animation_movement_type=\u00a0\u00bbtransform_y\u00a0\u00bb hover_animation=\u00a0\u00bbnone\u00a0\u00bb alignment=\u00a0\u00bb\u00a0\u00bb border_radius=\u00a0\u00bbnone\u00a0\u00bb box_shadow=\u00a0\u00bbnone\u00a0\u00bb image_loading=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb max_width_mobile=\u00a0\u00bbdefault\u00a0\u00bb][vc_column_text css=\u00a0\u00bb\u00a0\u00bb text_direction=\u00a0\u00bbdefault\u00a0\u00bb]<strong>Financier<\/strong><\/p>\n<p>Markus se demande \u00e0 combien doit s'\u00e9lever son revenu annuel pour maintenir son niveau de vie habituel et celui de sa femme. D'apr\u00e8s ses calculs, il arrive \u00e0 un peu plus de CHF 250\u2032000 par an. Markus vend son entreprise informatique pour CHF 5 millions.  <\/p>\n<p><strong>Le plan  <\/strong><\/p>\n<p>Il investit les actifs issus de la vente de l'entreprise dans des actions et fait g\u00e9rer activement ce capital social. Il ne doit s'occuper de rien lui-m\u00eame. Chez Point Capital, nous nous en chargeons pour lui. En investissant 5 millions de CHF en actions, notre <a href=\"https:\/\/pointcapital.ch\/fr\/strategie-dinvestissement\/\">strat\u00e9gie d'investissement<\/a> permet \u00e0 Markus et \u00e0 sa femme d'obtenir un rendement int\u00e9ressant \u00e0 long terme. Gr\u00e2ce \u00e0 ce rendement, ils disposent chaque ann\u00e9e de CHF 250\u2032000 comme revenu de leur patrimoine. Une retraite compl\u00e9mentaire confortable d\u00e8s 53 ans.     <\/p>\n<p><strong>Le patrimoine<\/strong><\/p>\n<p>Le capital social de Markus n'est pas affect\u00e9 malgr\u00e9 le revenu annuel, il n'y a pas de consommation de capital. Au contraire, le patrimoine s'accro\u00eet gr\u00e2ce aux investissements en actions sur une longue p\u00e9riode. En chiffres, cela signifie pour Markus qu'au bout de 20 ans, les 5 millions de CHF sont devenus un peu plus de 8,3 millions, soit une augmentation de 3,3 millions de CHF. Markus aura alors 73 ans et pourra utiliser cet <a href=\"https:\/\/pointcapital.ch\/fr\/?p=7930\">argent<\/a> pour r\u00e9aliser de nombreux r\u00eaves dans sa vieillesse.[\/vc_column_text][image_with_animation image_url=\u00a0\u00bb1077\u2033 image_size=\u00a0\u00bbfull\u00a0\u00bb animation_type=\u00a0\u00bbentrance\u00a0\u00bb animation=\u00a0\u00bbFade In\u00a0\u00bb animation_easing=\u00a0\u00bbdefault\u00a0\u00bb animation_movement_type=\u00a0\u00bbtransform_y\u00a0\u00bb hover_animation=\u00a0\u00bbnone\u00a0\u00bb alignment=\u00a0\u00bbcenter\u00a0\u00bb border_radius=\u00a0\u00bbnone\u00a0\u00bb box_shadow=\u00a0\u00bbnone\u00a0\u00bb image_loading=\u00a0\u00bbdefault\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb max_width_mobile=\u00a0\u00bbdefault\u00a0\u00bb][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_position=\u00a0\u00bbdefault\u00a0\u00bb row_position_tablet=\u00a0\u00bbinherit\u00a0\u00bb row_position_phone=\u00a0\u00bbinherit\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb pointer_events=\u00a0\u00bball\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1\u2033 background_hover_color_opacity=\u00a0\u00bb1\u2033 column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3\u2033 width=\u00a0\u00bb1\/1\u2033 tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb][vc_column_text]<strong>Qu'en est-il pour vous ?<\/strong>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb column_direction=\u00a0\u00bbdefault\u00a0\u00bb column_direction_tablet=\u00a0\u00bbdefault\u00a0\u00bb column_direction_phone=\u00a0\u00bbdefault\u00a0\u00bb bg_color=\u00a0\u00bbrgba(63,75,111,0.2)\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb row_border_radius=\u00a0\u00bbnone\u00a0\u00bb row_border_radius_applies=\u00a0\u00bbbg\u00a0\u00bb overflow=\u00a0\u00bbvisible\u00a0\u00bb class=\u00a0\u00bbborder-box\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3\u2033 gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_tablet=\u00a0\u00bbinherit\u00a0\u00bb column_padding_phone=\u00a0\u00bbinherit\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb column_element_direction_desktop=\u00a0\u00bbdefault\u00a0\u00bb column_element_spacing=\u00a0\u00bbdefault\u00a0\u00bb desktop_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb background_color_opacity=\u00a0\u00bb1\u2033 background_hover_color_opacity=\u00a0\u00bb1\u2033 column_backdrop_filter=\u00a0\u00bbnone\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_position=\u00a0\u00bbdefault\u00a0\u00bb gradient_direction=\u00a0\u00bbleft_to_right\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3\u2033 width=\u00a0\u00bb1\/1\u2033 tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb animation_type=\u00a0\u00bbdefault\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb border_type=\u00a0\u00bbsimple\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb]<div class=\"vc_row-fluid box-element-row calculator-box\" style=\"text-align:left\"><div class=\"box-body\"><div class=\"box-body-inner-wrapper\"><div class=\"box-body-inner\"><p class=\"box-sub-title\">Rendite-Rechner<\/p><h3 class=\"box-title\">Wie wird sich Ihr Verm\u00f6gen entwickeln?<\/h3><div class=\"box-content\">Was bringt es, Geld anzulegen? Wann kann ich von meinem Verm\u00f6gen leben? Berechnen Sie Ihre pers\u00f6nliche Rendite mit und ohne professionelle Verm\u00f6gensanlage an der B\u00f6rse.<\/div><\/div><a style=\"background-color:#3f4b6f;color:#ffffff\" class=\"custom-box-btn open-termin-popup\" href=\"https:\/\/pointcapital.ch\/renditerechner\/\" title=\"Calculator\" ><img decoding=\"async\" src=\"https:\/\/pointcapital.ch\/wp-content\/themes\/salient-child\/img\/arrow-btn.svg\" \/>Rendite-Rechner starten<\/a><\/div><div class=\"box-image\"><img decoding=\"async\" src=\"https:\/\/pointcapital.ch\/wp-content\/uploads\/2021\/03\/PCG_renditerechner.svg\" width=\"100%\" alt=\"Rendite-Rechner\"><\/div><\/div><\/div>[\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>Comment puis-je vivre de mon patrimoine sans devoir continuer \u00e0 travailler ? En investissant syst\u00e9matiquement dans le patrimoine. Cet exemple de client montre comment cela fonctionne.  <\/p>\n","protected":false},"author":1,"featured_media":8140,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"wds_primary_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[305],"tags":[],"class_list":{"0":"post-8128","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-investisseurs-prives"},"acf":[],"_links":{"self":[{"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/posts\/8128","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/comments?post=8128"}],"version-history":[{"count":6,"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/posts\/8128\/revisions"}],"predecessor-version":[{"id":8326,"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/posts\/8128\/revisions\/8326"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/media\/8140"}],"wp:attachment":[{"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/media?parent=8128"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/categories?post=8128"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/pointcapital.ch\/fr\/wp-json\/wp\/v2\/tags?post=8128"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}