Customer story: More time for hobbies with shares

Anyone who has successfully built up a company may at some point come to the conclusion that they want to enjoy the fruits of their labor earlier than usual: to have more free time and to enjoy the finer things in life. With shares, it is possible to live off your wealth. An anonymized customer example shows how this works:

Markus is an entrepreneur. He successfully built up an IT company, ran it for 25 years and now employs 35 people. But at 53, he has had enough of the operational business. His passion is mountain biking – he enjoys going on tours with friends.

He also enjoys playing golf. He shares this passion with his wife. Until now, time has always been in short supply. There was just enough time for a round of golf every few weeks.

Financial

Markus wonders how high his annual income needs to be to maintain the standard of living he and his wife are used to. According to his calculations, he earns a good CHF 250,000 per year. Markus sells his IT company for CHF 5 million.

The plan

He invests the assets from the sale of the business in shares and has this share capital actively managed. He doesn’t have to worry about anything himself. We at Point Capital take care of that for him. By investing CHF 5 million in shares, our investment strategy generates an attractive long-term return for Markus and his wife. Thanks to this return, they have CHF 250,000 a year as income from their assets. A comfortable additional pension from the age of 53.

The assets

Markus’ share capital remains unaffected despite the annual income; there is no capital depletion. On the contrary: the assets grow through equity investments over a long time horizon. Expressed in figures, this means for Markus: after 20 years, the CHF 5 million has become a good CHF 8.3 million, an increase of CHF 3.3 million. Markus will then be 73 years old and will be able to use this money to fulfill many a dream in his old age.

What does that look like for you?