Inherited money and not sure how to invest it? Why shares are the best investment and what risk you can personally take.
Have you inherited or sold a property? What to do with the money? In view of the current interest rate environment, savings or call money accounts are by no means recommended. And in the medium to long term, inflation will erode the acquired assets – which is not what anyone wants and certainly not what a testator would want.
Inherited money – buying shares pays off
If you suddenly have a lot of cash at your disposal, you need to invest it wisely. This is the only way to preserve the value of your assets – and even better: you will generate asset growth and thus have additional income at your disposal.
So what is the best solution? Buy a property and invest the money? Invest in commodities or bonds? Compared with other asset classes, buying shares is the most worthwhile option:
Comparison of asset classes over 10 years
You can find out more in our free guide.
Advisor
Which investment is the best?
- what returns the individual asset classes achieve.
- why it's a good idea to save for retirement with stocks.
- why doing nothing and hoarding cash is not an option.
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Inherited money: investment strategies to grow your wealth
So it makes sense to buy shares. The only question is: which ones and how many? And how much of your assets should you invest in shares? To answer these questions, you need to think about an individual investment strategy.
Find out your investor type
The first step to answering these questions seriously is a sober analysis of your own needs and financial circumstances. How willing am I to take risks? What goals am I pursuing? How long is my investment horizon?
In this context, stock market experts speak of a 'risk profile' or investor profile. We can work with you to create your personal profile. Would you like to know which investment solution suits you best?
Find out now what type of investor you are.
Optimize asset structure
In order to structure your assets optimally, it is crucial to carry out a comprehensive analysis of your financial situation in addition to discussing your risk profile. Start by assessing your current personal and family situation and the expected changes over the next few years. Check whether you have sufficient liquid assets to make planned investments and purchases.
Our competent advisors will help you adapt your assets to the new situation and achieve the optimum balance of risk, return and liquidity while minimizing the tax burden. With Point Capital's services, we offer you the expertise you need to achieve your financial goals with confidence.
Provide for old age with inherited money
Our experts want to help you achieve financial freedom – especially in old age. You can use the money you have inherited now to provide for your retirement. Retirement provision with shares is particularly worthwhile in view of inflation. The money you inherit does not lose value when you buy shares, but allows it to grow.
By investing in quality shares, you can ensure a carefree future in old age. Rely on Point Capital's expertise to provide for tomorrow today.
Inherited money: what to do with the taxes?
If you have inherited money, you should also consider the tax implications. In Switzerland, inheritance tax is levied at cantonal level, with the amount of tax depending on the size of the inheritance and the family relationship. In most cantons, spouses and direct descendants are exempt from inheritance tax. There are also tax-free allowances.
Our first-class financial advice naturally also includes tips on how you can optimize your tax situation.
Holistic advice on inherited money
If you have inherited money, you have a wide range of options available to you to protect and increase your assets. At Point Capital, we offer you comprehensive advice on how to make the most of your inherited money. Our long-term investment strategies offer you the security you need on the stock market.
Our experts understand the complexity of inheritances and the associated financial challenges. With a well-thought-out investment strategy and a long-term financial plan, we help you to define your goals and develop a customized investment concept that also includes investing in equities.
With our comprehensive knowledge of the financial markets, years of experience and personal support, we can help you to shape your financial future securely and sustainably. Inherited money? Point Capital will show you how to invest correctly!
